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  • Special Offers - Special offers for Fayetteville, Springdale and Bentonville homeowners from Nicky Dou.

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  • eNewsletter - Nicky Dou'sFayetteville, Springdale and Bentonville newsletter email will send you the latest real estate information.

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  • Mortgage Calculator - Quickly calculate how much your monthly and total payments will be with this calculator provided by Homes.com.

  • TripleCalc - FREE Software Download: TripleCalc lets you compare three loans at one time for your property or other real estate.

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  • Ask Anything - Ask Nicky Dou anything real estate.

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  • Real Estate Tips - Nicky Dou's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers.

  • Real Estate Trivia - Nicky Dou's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more.

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  • Go to Main Sitemap - Main sitemap sections include Find Fayetteville, Springdale and Bentonville Homes, For Home Buyers, For Home Sellers, Fayetteville, Springdale and Bentonville Information, Real Estate Resources, and About Nicky Dou.


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Real Estate Tips
Financing Your Home >Credit Card Mania

Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.

According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.

The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.

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Real Estate Trivia
Q 
What unique contribution did the town of Flushing, New York make to the American home?

A 
The flush toilet was invented in Flushing.
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Nicky Dou, REALTOR®, real estate agent and broker for Fayetteville, Springdale and Bentonville,  home listings, property and land for sale - NUMBER1EXPERT(tm)

Nicky Dou - Serving Northwest Arkansas and You!
Coldwell Banker Harris McHaney & Faucette

809 S. 52nd Street
Rogers, AR 72758
Cell: 479.236.3457
Fax: 866-888-0955
Nicky@NickyDou.com

Nicky Dou is America's NUMBER1EXPERT in Northwest Arkansas. Nicky services Bentonville, Fayetteville, Rogers, Lowell, Springdale, Bella Vista, Beaver Lake, and surrounding areas in Northwest Arkansas. She continues to be at the top of sales in Arkansas and is a native to the area. Nicky is anything but ordinary when it comes to marketing a property. She is an out-of-the-box thinker and utilizes technology and creativity in everything she does. Nicky is in the top 1% of all Realtors in Northwest Arkansas and works for the largest company in the Region, Coldwell Banker Harris McHaney & Faucette. Nicky offers the highest level of service and dedication - Let Nicky make YOU her Number 1 Client in Arkansas! Nicky Dou, Sr. Vice President, Executive Broker Coldwell Banker Harris McHaney & Faucette ePRO, ecoBroker, AHS (Home Staging Specialist)

EcoBroker ePro Equal Housing MLS RELO


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