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Financing Your Home >Owner Financing
If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.
Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.
Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.
What time of year is considered the busiest for homebuyers and sellers?
Real estate is a year-round business, but spring is still considered the best time of year to showcase a home.
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Nicky Dou - Serving Northwest Arkansas and You!
Coldwell Banker Harris McHaney & Faucette
809 S. 52nd Street
Rogers, AR 72758
Nicky Dou is America's NUMBER1EXPERT in Northwest Arkansas. Nicky services Bentonville, Fayetteville, Rogers, Lowell, Springdale, Bella Vista, Beaver Lake, and surrounding areas in Northwest Arkansas. She continues to be at the top of sales in Arkansas and is a native to the area. Nicky is anything but ordinary when it comes to marketing a property. She is an out-of-the-box thinker and utilizes technology and creativity in everything she does. Nicky is in the top 1% of all Realtors in Northwest Arkansas and works for the largest company in the Region, Coldwell Banker Harris McHaney & Faucette.
Nicky offers the highest level of service and dedication - Let Nicky make YOU her Number 1 Client in Arkansas!
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