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Request My Free Relocation e-Package! Moving your family to another town or state is a major event in your life! I have helped many families and individual relocate to the area! Find Out More > View All Offers >
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"Nicky Dou is simply--The Best!" From the beginning of our relationship, Nicky made us feel like a member of her family, her close circle of friends. Ron and Barbara Winecki Read Quote > View All Quotes >
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Hybrids Offer Low Rates
In the field of home financing, "hybrid" mortgages have grown in popularity with homebuyers. With interest rates gradually rising in today's market, the hybrid mortgage product saves money, provides a period of fixed-rate security and helps buyers qualify for financing.
Hybrid mortgage loans offer a very low fixed-rate for a period of time, usually from 5 to 7 years, then revert to an adjustable rate mortgage (ARM) for the remainder of the term of the loan. The interest rate is typically lower than with a 30-year fixed-rate loan, and the borrower has the assurance that the rate will not change for a period of years. Such a loan works well for buyers who plan on reselling the home within a finite period.
Other specialty mortgages now available include an ARM loan with a provision allowing it to be converted to a fixed-rate loan when that is a practical step for the borrower. Still others offer an interest-only loan that requires payments to be made on the interest only for a specified number of years, then reverts to an amortized loan with interest and principal payments each month. Consult with an experienced mortgage professional to determine whether one of these loan products will meet your needs.
Do These Real Estate Tips Really Apply to YOU? I've learned these tips through years of experience as a top REALTOR®. But I know that YOUR situation might be different. That's why I'm here. It's my job to personally advise homebuyers and sellers. Ask me if any tip that I've included here really applies to your situation. Do any of these tips raise questions for you? Didn't find what you're looking for? Let me know! I am happy to answer ANY questions. It's my job! There's no obligation, and I promise to get back to you quickly...
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What are the financial benefits of having a home near a body of water?
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The mere presence of water within 300 feet increases a home's value by 22 percent. |
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Nicky Dou - Serving Northwest Arkansas and You! Century 21 Exclamation Realty 5206 Village Parkway, Suite 10 Rogers, AR 72758 Cell: 479.236.3457 Fax: 866-888-0955 Nicky@NickyDou.com
Nicky Dou is America's NUMBER1EXPERT in Northwest Arkansas. Nicky services Fayetteville, Bentonville, Rogers, Lowell, Springdale, Bella Vista, Beaver Lake, and surrounding areas in Northwest Arkansas. She continues to be at the top of sales in Arkansas and is a native to the area. Nicky is anything but ordinary when it comes to marketing a property. She is an out-of-the-box thinker and utilizes technology and creativity in everything she does. Nicky is in the top 1% of all Realtors in Northwest Arkansas and is the #1 Century 21 Agent in Arkansas!
Nicky offers the highest level of service and dedication - Let Nicky make YOU her Number 1 Client in Arkansas! Nicky Dou, Sr. Vice President, Executive Broker Century 21 Exclamation Realty. ePRO, ecoBroker, AHS (Home Staging Specialist) 

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